Mishaps

M has decided to get a payday loan so that her car payment doesn’t bounce! Now, I’m not 100% familiar with how these work but I’m pretty sure that you take your pay stub into the loan place and they give you a percentage of what you earn in a pay period. So, M’s cheque was only half of what she should have earned, and this means that M will come out of there with a whopping, oh I don’t know, hundred dollars? She’s ballin’!

So I took her down to her old Starbucks to get her pay stub but I mostly just wanted to buy some practically free mugs as presents and I needed her there to get that fat discount. B told me that M had actually already taken the bus to that Starbucks twice that day to get her pay stub but she forgot each time after she got gabbing to her old co-workers. Really? Twice? Don’t you walk out thinking, “There was something I was supposed to do…?”

We also went to cancel her car insurance because there is no way that her eight dollar payday loan will cover her car payment and her car insurance. She figured she could just cancel and be done with it but of course, there are fees that go along with canceling one’s insurance and so now she owes another two hundred to ICBC. Ch-ching! Now that she has canceled, and because her insurance has bounced before, M is no longer eligible to make monthly payments. She has to pay one lump sum (her insurance is now over 3 grand for a year due to her mishaps) for the entire year up front.

Another tid-bit of information before I bid you farewell: M used to have a blog. She actually had it all through high school and up until about last year. Now, my big mouth told someone who has a big mouth (B) and somehow the word spread to EVERYONE and so she took the blog down. I gotta say, it is a big, big shame that we don’t have M’s point of view on her life anymore, because it was priceless and much less accurate than my depiction.