The other day, M told me that she applied for a loan via CitiBank online and whoa! She was approved! She was approved for up to 10,000 dollars! Just what she needs – more debt. She told me that she wasn’t going to use it though, since the interest rate is a whopping 39%!! I thought this was illegal, personally. She scoffed at the insane interest rate and said something like, “yeah, right! I’m not going to do that!”
That brings us to today. M informed me that she plans on taking the loan. Surprise surprise. Sometimes I wonder why I ever give this girl the benefit of the doubt – it was only a few days ago that I thought to myself, “no one in their right mind would take out a loan with 39% interest.” Well, I was correct, no one in their RIGHT mind would. She won’t be using all of the money though. She only intends to take out $8,000. Let’s calculate: this means that she will be paying Citibank 18,000 dollars over the course of her 5 years of repayment. Does this strike anyone else as completely RIDICULOUS? No? No one?
M has been driving without insurance since she got her “new” car. The car isn’t even registered in her name, actually. If she was stopped, she could get a large fine (thousands of dollars), a suspended license, and potentially be arrested. You would think that someone in that position would, maybe, not drive. Not M! She’s cruising all over town. Helping her mom (that’s another disaster for another day) move, driving to work, driving here, driving there, driving EVERYWHERE! Absurd.
In other news, M has Anemia. This means that her own red blood cells are attacking her white blood cells. Even her blood is saying STOP LIVING to her. God, maybe she should just give up? She is on ridiculous antibiotics and claims she can’t eat certain foods at certain times. She has burdened me with a big list of her do’s and don’ts on our fridge. B had been telling her she had Anemia for months now due to her so-pale-she’s-blue complexion and 12-15 hour sleeps. The doctor also prescribed super strength acne cream – no joke.
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